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What Weather Modification Needs: An Insurance Perspective

E. Ray FosseCrop-Hail Insurance Actuarial Association, Chicago, Ill. 60606

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Abstract

Individuals and businesses use insurance as one important means of dealing with uncertainty. While the insurance industry does not require the elimination of risk, for insurance to be affordable and available it must take into account all the elements affecting risk. Underwriters must perceive the satisfaction of certain minimum needs if insurance is to function in circumstances of or affected by weather modification.

Abstract

Individuals and businesses use insurance as one important means of dealing with uncertainty. While the insurance industry does not require the elimination of risk, for insurance to be affordable and available it must take into account all the elements affecting risk. Underwriters must perceive the satisfaction of certain minimum needs if insurance is to function in circumstances of or affected by weather modification.

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